PayneInsider - Archives

PayneInsider wants to introduce you to what makes him successful. In this very archives section of the site, we reveal how the information comes together to form a winning product. Showing you how it's done, giving you an understanding about how sports betting really works. The reality is; most gamblers end up losing money. In fact, 98% of sports bettors that wager on a daily basis, 365-days a year, lose money at years end. This site will not, and does not contribute to that high rate of failure...PERIOD!

Part of the reason why is the Bank Roll Management system PayneInsider uses, which MUST be exercised in combination with my prepared selections. The Bank Roll Management system is a familiar one that most sports handicappers use. They calculate their bets and winnings by a familiar term called Dimes. Selecting winners is obviously a very important step, but knowing how to exercise your money's potential to the best of your ability is something people tend to under-emphasize in this industry -- and in life, as well. You must realize that sports betting is mostly a game of streaks, but for PayneInsider, it's more good than bad. Point being - we will lose sometimes. So you must manage your money wisely so when you do lose, it's minimal, and when you win, it's more than you lose. It's a very simple concept of minimizing losses while maximizing profits.

PayneInsider has managed to do that successfully for nearly a decade, and since 2007 on the internet. Payne has provided you with records from the inception of this very website, and will continue to do so moving forward to help you believe in the product being sold. The archives section is always updated daily. In addition, our advice about bankroll management, as well as rules that must be practiced and followed. PayneInsider has compiled these important tips in the rules section below. Read them and embed them into your brain. Included in the records portion below is our seasonal breakdown in each and every sport.

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2012-2013 NFL: (62-57-3) 52% +6.4 DIMES

2012-2013 NCAA Football: (99-58-1) 63% +93.5 DIMES

2012-2013 NBA: (57-48-1) 54% +25.2 DIMES through 6/18/2013

2012-2013 NCAA Basketball: (99-78-4) 56% +56.2 DIMES

2013 MLB: (37-38-0) 49% -13.9 DIMES through 6/18/2013

2013 Other Sports: (6-4-1) 60% +2.8 DIMES through 6/18/2013

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2011-2012 NFL: (67-41-3) 62% +65.5 DIMES

2011-2012 NCAA Football: (58-61-2) 49% -51.5 DIMES

2011-2012 NBA: (66-53-3) 55% +31.1 DIMES

2011-2012 NCAA Basketball: (104-87-3) 54% +10.3 DIMES

2012 MLB: (194-187-8) 51% +12.1 DIMES

2012 Other Sports: (55-38-4) 59% +48.6 DIMES

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2010-2011 NFL: (51-36-0) 59% +29 DIMES

2010-2011 NCAA Football: (42-29-5) 59% +41.4 DIMES

2010-2011 NBA: (70-43-0) 62% +61.7 DIMES

2010-2011 NCAA Basketball: (64-43-0) 60% +86.5 DIMES

2011 MLB: (131-108-1) 55% +78.1 DIMES

2011 Other Sports: (38-26-1) 59% +12.3 DIMES

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2009-2010 NFL: (55-40-1) 58% +35.6 DIMES

2009-2010 NCAA Football: (51-38-0) 57% +44.8 DIMES

2009-2010 NBA: (37-21-4) 64% +47.6 DIMES

2009-2010 NCAA Basketball: (56-51-3) 52% +12.9 DIMES

2010 MLB: (42-22-3) 66% +35.8 DIMES

2010 Other Sports: (17-3-1) 85% +32.3 DIMES

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2008-2009 NFL: (52-32-2) 62% +150.6 DIMES

2008-2009 NCAA Football: (59-52-2) 53% +15.2 DIMES

2008-2009 NBA: (58-35-4) 62% +33.7 DIMES

2008-2009 NCAA Basketball: (107-94-2) 53% -41 DIMES

2009 MLB: (94-70-7) 57% +30.6 DIMES

2009 Other Sports: (4-0-0) 100% +11.5 DIMES

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2007-2008 NFL: (68-50-6) 58% +27 DIMES

2007-2008 NCAA Football: (80-54-5) 60% +19.8 DIMES

2007-2008 NBA: (136-92-4) 60% +36.5 DIMES

2007-2008 NCAA Basketball: (160-121-6) 57% +46.4 DIMES

2008 MLB: (217-176-9) 55% +7.1 DIMES

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PLEASE NOTE: The rating scale at PayneInsider is a 1 to 10 scale using "DIMES." 1-DIME being our lowest aligned selection, 10-DIMES being our largest. Our "OTHER SPORTS" category includes records for the following sports: NHL, Boxing, MMA, CFL, AFL, FCS Sports, Soccer, Tennis, Golf, Nascar, Exhibitions, and The Triple Crown. "OTHER SPORTS" has been a part of our arsenal since inception, but they're not one of the major sports and therefore they share a category.

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BANK ROLL MANAGEMENT:

Variations of this system have been around for a while, but if you're new to bankroll systems, allow me to introduce you. If you're a sports advisor you must use them, or something equivalent to them. Some handicappers call them units, dimes, or stars, so there are many different terms. The system is very helpful and works better than any other system if used correctly over a period of time. It is very convenient to use in that it pertains to EVERYBODY -- from the player that wagers $100 a day to the guy betting $10,000 a day. Anybody can bet a game and win, but what goes through your mind before you place your bet? That is what PayneInsider wants to help you with and make simple for you. Most likely, you're thinking, "How much should I bet?" In answering that question, you should always decide how much you can afford to lose, first. The ultimate goal of this site is to leave our customers asking, "How much do I want to win?" Well, the system that PayneInsider provides will help you answer all of these questions. It's a Bankroll Management system that we call DIMES, and it varies upon each and every customer depending on your wager amount. The system is very simple. Below is an example to further help you understand how it works.

BANK ROLL EXAMPLE:

Let's say the total bankroll on this particular day of betting for YOU is $100. On this particular day, PayneInsider releases 5 games that he bet. Each of those 5 games will have a DIME rating along with them based upon how great his edge is. The greater the edge, the larger the dime rating. The game with the higher rating indicates that we feel there's a larger edge and accordingly, we wager more money. Of the 5 games we provide that day, PayneInsider has one 4-DIME play (most confident), two 1-DIME plays, and two more 2-DIME plays. Without being a graduate from the Wharton School of Business, we can see those 5 picks add up to 10-DIMES of TOTAL daily action on the card.

Now, take the $100 bankroll you're allowing yourself to wager for the day and divide it by 10-DIMES. This is the total amount of action we have in play that day. The math will show you each DIME is worth $10.00 to YOU, that day.

AMOUNT YOU ARE WILLING TO WAGER (DIVIDED BY) 10 - Example: $100 (divided by) 10 = $10

So, in this situation a 4-DIME play is worth 4 x $10, which equals $40 dollars from your original $100 bankroll. The two 1-DIME plays are each worth $10 (remember, $10 x 1-DIME = $10). The 2-DIME plays are each worth $10 (remember, $10 x 2-DIMES =$20). So, do the math: 40 + 20 + 20 + 10 + 10 = your $100 dollar spendable bankroll for the day. The beauty of this Bankroll Management System, as previously mentioned, is that you can easily calculate your bets if your bankroll is $100 a day (like it was in the example above) or $10,000. The same formula applies. Once you become more comfortable and know what your means are you can say: "Hey I'm a $5 per DIME Player" then it's easy to just multiply that by the DIME rating PayneInsider aligns each selection with.

Once again, money management is one of the largest factors to winning in conjunction with being able to identify your edge. Knowing how much, and what percentage of your bankroll to allocate to each game is pertinent for success in this business. You must be able to identify your edge so you can accurately assess which games you should be upping the anti on, and which you should simply be value betting. Most bettors are not able to identify their edge, PayneInsider handles that for you. PayneInsider feels a moral obligation, and a need to educate. This is no different than what a financial advisor would do for you when purchasing stocks or mutual funds. He doesn't just give you the stock or fund he is confident in and says, "Put your house on it." He will let you know how much you should risk based upon the funds and assets you have available to spend while staying within your means. This is the same goal PayneInsider tries to accomplish for you in the sports betting market.

RULES TO FOLLOW:

*NEVER BET MORE THAN YOU CAN AFFORD TO LOSE! This is the most important rule in the sports betting industry. Most refer to it as "THE GOLDEN RULE."

*ALWAYS FOLLOW THE BANK ROLL SYSTEM! This rule might be just as important as the golden rule. There's no need to get greedy in this business. Greed will always catch up with you. This isn't blackjack or roulette where if we go 4-1 Saturday in College Football, we should press our winnings Sunday in the NFL. Bulls make money, Bears make money, Pigs get slaughtered. Discipline is critical in sports betting because wins and losses typically occur in streaks. The biggest problem is that most bettors get too aggressive during hot streaks and get cold feet during cold streaks. Streaks do not last forever, so stay consistent with your bankroll and NEVER, EVER chase your losses.

*THERE IS NO SUCH THING AS A LOCK! This is also a very important rule to keep buried in the back of your head. This also applies to the pressing idea. If you went 4-1 Saturday in College Football, you shouldn't use that success to justify an ill-advised decision to put $1,000 on the New England Patriots tomorrow because they are playing the Miami Dolphins, and "it's a lock". It only takes one LOCK LOSS for most people to understand this concept. We find it laughable when other sports handicappers call games; "LOCKS". If this was a business where there were no risk involved, wouldn't everyone be doing it? We all know that's not the case, and PayneInsider finds professional handicappers continually using this ill-advised term. BEWARE!

*STAY EMOTIONLESS WHEN BETTING! This is a very important rule for most to grasp when starting. Just like most people, everyone is fan (short for fanatic) of certain teams and they let that come into play when wagering. YOU CAN NOT ALLOW THIS TO HAPPEN! It blurs decision-making and in the end, your bias towards a certain team will only lose you money. You have to look at each game with a clear mind and weigh your decision using logic, information, numbers, etc. - not based upon your love for a particular team, but upon the bottom-line facts. As a result, you should be able to wager on teams you root for (and against), but you must keep a clear mind towards all teams even those you love and hate. When people ask, "Who is your favorite team?" My response is always; "The team that makes me money." I don't know about you, but the only team logo on my money is Ben Franklin's team.

*YOU MUST BE CONFIDENT! This is something that people have the hardest time with. You have to realize there will be losing days, weeks, and yes...even the sharpest bettors have the occasional losing month. The goal is to have winning YEARS. If you can't handle this simple fact, then sports betting isn't something you should submerge yourself in. You must realize you will encounter streaks that are good, and some that are bad. There will be times when you lose 4 days in a row and things might feel like they couldn't get any worse. You must remain confident at these times. We see this happen way too often. You lose a few days in a row and you get down and don't think about how you got to this point, or the track record that you've established over the years. So when you hit a cold streak - and inevitably, you will - you must sit back and relax, refocus on the task at hand, and jump back in with a rational mind. Realize how you go to this point, and most importantly embed it into your head that you are never as bad as your 0-3 days, and never as good as your 4-0 days.